Ep 30: Are These Disastrous Money Mindsets Adding to Your Clutter? with Ashley Patrick

What mindsets do you have around money? Most of us have a complicated relationship with money, but did you know these thoughts can also keep your home filled with clutter?

Today, I am chatting with money management expert, Ashley Patrick about all things money mindset and how to live intentionally even in these uncertain times. This episode is will help you get past your negative thoughts and create a plan to start living the life you dream about.

Our guest today, shares how she moved past her own money mindsets, started living intentionally, and even paid off $45,000 in just 17 months.

Ashley helps busy moms save money and pay off debt using simple systems so they can reach their big dreams easier and faster. She is a Master Financial Coach and has been featured on sites like Fox Business, Yahoo! Finance, USA Today, CNBC, and many others.

If you have a complicated relationship with money or clutter, or just want to learn more about how you can live an intentional life with the resources you have then today’s show is for you.

This episode of the Wannabe Minimalist Show will help you discover:

How to take back control over your life and your spending
The genius way Ashley budgets. Honestly, it’s so simple and yet so brilliant that I’m implementing it too.
The top money mindsets that are holding you back and how they relate to the clutter in your home
Ashley’s #1 tip for living intentionally

HIGHLIGHTS

[00:00] – This episode is brought to you The QUICK Way to Declutter and Organize Your Home. This 5 part mini-course will help you declutter, tidy, and organize any room in your home. Get started today!

[00:51] – Deanna welcomes listeners back to the show and introduces listeners to Ashley Patrick of Budgets Made Easy.

[02:08] – Ashley introduces herself and tells us about her life as a mama to 3 beautiful, but crazy (as she says) kids. She connects minimalism and living intentionally to money management.

[02:39] – Ashley reminds us that being intentional with your money allows you to live the life you want - whether that’s traveling or staying home while raising young children.

[04:02] – Deanna asks Ashley about her degree in psychology and they dive into mindsets.

[04:32] – Ashely discusses how your mindset is what really controls your finances, how you spend your money, and what you spend your money on.

[05:50] – She speaks to money myths and how they might be holding you back.[06:10] – Ashley drops a truth bomb about money management

[06:48] – Deanna joins in and relates the knowledge Ashley shared back to clutter. How can you take this advice and use it in your own home?

[07:08] – We discuss the Clutter Cycle and how to put on the brakes when you feel yourself falling into this pattern.

[07:30] – The #1 reason to embrace our mistakes and forgive ourselves. Hint: It’s something even the most successful people do!

[08:20] – Deanna gets back to this idea of mindsets and asks how we can move past them if we don't even know we have them in the first place.

[08:42] – Ashley gives us some amazing advice for how to discover our prevailing mindsets. Seriously, her comments on buying stuff for our children will give you permission to take a deep breath and examine if it’s all necessary.

[09:56] – We circle back to a big mindset that holds so many of us back.You may not even realize you’ve got this one.

[10:35] – Ashley shares the #1 trick she used to stay motivated on her path to pay off debt and it’s perfect for when you are trying to declutter and live with less stuff too.

[10:57] – Do you fall into the trap of thinking decluttering works for others, but their situation is too different than yours? Ashley shares how her readers fall into this trap sometimes when it comes to financial success stories too and how to overcome it.

[13:26] – Deanna brings up the ugly “B” word - Budgeting - and relates it back to creating a schedule or routine and decluttering.

[13:56] – Ashley gives us an ingenious solution to forming a better mindset when it comes to budgets…hint: it has to do with the name and it feels so genius now that she’s laid it out there for us.

[14:42] – Do you feel stressed out when it comes to your money and your home? This will help you lower stress level almost immediately.

[15:10] – Discover how to take back control over your life and your spending.

[16:46] – How do you get started with a budget if this is something that has terrified you in the past?

[17:12] – Ashley encourages you to focus on ONLY ONE thing at a time and has a 7-day challenge to help you get started.

[19:11] – Has budgeting always been difficult for you in the past? Here is a trick for tracking your spending that Ashley swears by and I cannot believe I never thought of it before.

[22:46] – Deanna circles back to this idea of an emergency fund and asks Ashley how listeners can prepare for uncertain times, especially now as we are in the midst of the Coronavirus pandemic.

[23:06] – Ashley gives us some great advice and tips for how to set small savings goals right now and build up to more along with a few ways to make some extra cash on the side.

[25:46] – Deanna encourages listeners to try living minimally as we have slowed down over the past 2 months and gotten in touch with the things we need and use on a regular basis. It’s a great way to prepare for anything that you may face in the future because you put yourself in the driver’s seat.

[27:01] – We transition back to financial clutter that you might have in your home in the form of paper clutter and what to do about it. Are there specific things you must keep and what do you do with the rest?

[31:55] – Where can you find Ashley online?

[32:23] – What has been Ashley’s favorite simple pleasure this week?

[32:57] – What is the best advice about money management that Ashley has ever received? And spoiler (!) it totally works for decluttering and minimalism too.

[33:15] – And finally, what is making Ashley happy right now?

[34:40] – Deanna circles back to the money mindsets that are holding us back and encourages you to be intentional in every aspect of your life.

[36:46] – Don’t forget to pick up your free copy of The QUICK Way to Declutter and Organize Your Home. It’s the perfect resource to help you on your journey to living your best life with less stuff. And remember that she loves hearing from listeners, so please get in touch by email at hello@littlegreenbow.com or by sending her a message on Instagram (@WannabeClutterFree) or on Facebook (@WannabeClutterFree)!