Simplify Your Family Budget: The 5-Account System That Changes Everything with Brittany Flammer (Ep 260)
In this episode of the Wannabe Clutter Free podcast, the host, Deanna Yates, interviews Brittany Flammer, a financial coach and mom of five who has mastered the art of budgeting without the stress. Brittany shares her family’s journey of raising five children on an average income of $40,000 per year while building a net worth of over $800,000. Through real-life examples and heartfelt insights, she breaks down her step-by-step system for managing money with intention, clarity, and calm—even when finances feel tight.
Brittany introduces a powerful strategy using five key bank accounts to simplify money management, minimize financial tension, and make everyday spending decisions easier. From emergency savings to individual fun accounts, she outlines how automating and separating funds can transform financial overwhelm into empowerment. Whether you're new to budgeting or ready to refine your system, this episode offers practical tools and a fresh mindset to help your family thrive financially.
Key Takeaways:
How Brittany and her husband built wealth on a modest income
The five essential bank accounts every family should have
The power of automation and visual separation in budgeting
Tips for setting up accounts for kids and teaching them money habits
Ways to reduce financial tension and feel more confident about your money decisions
About Brittany Flammer:
Brittany Flammer is a financial coach, mom of 5, and an avid budgeter.
When first married Brittany and her husband had dreams of traveling the world. Unfortunately, they were still in school and had no money - but they didn't let that stop them. Even though they were living on a tiny income, paying for school themselves, and having kids, she still wanted to travel. She was naturally frugal, but doubled down on budgeting trying to find the 'best' method.
She tested out lots of different budgeting techniques. Through trial and error she figured out how to budget successfully and stay motivated for the long haul. 18 years later, she's become a certified financial coach, held hundreds of coaching sessions, and tested out more than 40 budgeting apps.
She loves helping others figure out their finances. She does this by sharing her experiences on YouTube, helping people learn to budget with Financial Fitne$$, and staying accountable with Fit Finance Club.
Helpful Links:
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Connect with Brittany Flammer
Follow Deanna Yates, the host of Wannabe Clutter Free on:
Wannabe Minimalist Family - come join my private group filled with amazing people just like you who are on their journey toward minimalism and simplifying.
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